Spending your hard-earned savings on something you hope to never use might seem counter-intuitive, but a comprehensive Travel Insurance policy is just as essential for your travels as that backpack, camera and passport.
Having travelled all over the world for the past 15+ years, we’ve learned a thing or two about choosing the right policy. Not to mention those 7 years spent working in the travel industry, dealing with travel insurance day in, day out.
What Cover Do You Need?
Everyone’s trip is unique. The specifics of what you need cover for will vary depending on where you’re going and how long for. Also important are the activities you’ll be getting up to and the gear you’re taking with you. However, there are some universal qualities to look for in a policy. These include 24/7 emergency assistance and an easy to use online claims system. Additionally, being able to purchase, amend, extend and/or upgrade your policy while already travelling is a HUGE plus. This is especially true if you are travelling for a longer period.
What If Something Goes Wrong?
Just as important as arranging your cover in the first place, is knowing what to do if something goes wrong. Nobody wants to have a claim rejected or be stuck without cover. So, we’ve put together some essential tips, hints and pointers in our post, 9 Things to Know About Travel Insurance. We want to ensure you’re clued up and policy savvy. Check it out below.
Which Travel Insurance To Choose?
We’ve used a couple of travel insurance providers over the last few years – World Nomads and, more recently, True Traveller. Both have suited us well because they cover a massive amount of adventure activities and allow us to purchase/extend a policy when we’re already away from home. They provide 24/7 emergency assistance and if something goes wrong, we know we can claim easily online.
World Nomads work with travel insurance partners in countries all over the world. They can provide cover to residents of 140 countries, whether you buy at home or when you’re already on the road. We first started organising our travel insurance with them while we lived and worked in Korea, getting covered for short diving and sightseeing trips around Asia.
True Traveller can provide cover to UK and other EEA residents, and are also among the few companies who can cover you even after you’ve left home. We took out our first policy with them to cover our adventure travels through Central Asia and beyond in 2018. We were looking for a policy which covered us for trekking above 5000 metres in Nepal and found True Traveller to be drastically cheaper than World Nomads. It was such a relief to find them as it saved us a fortune.
These days we always compare both and weigh up the best option for our specific trip.
Whether you’re gearing up for your next trip or already on the road, get a quote from both below and get covered today!
*If you find a policy that’s right for you and purchase it via our link, we’ll receive a small commission, at no extra cost to you. This helps offset the cost of running this blog and keeps us travelling so that we can continue to produce great content for you. We greatly appreciate your support!*